Have you ever experienced the frustration of being declined for a loan or finding out that the interest rates on a mortgage are too high? It can be disheartening to discover that your credit score is lower than expected. Suddenly, you find yourself diving into the process of reviewing your payment history and checking for any discrepancies. And if you do find something amiss, you have to navigate the maze of figuring out who to contact for assistance. It can feel like you're going in circles, unsure of the right steps to take. Even when you manage to find the right person to file a dispute with, there's no guarantee that your concerns will be addressed. You may question if you said the right things or if you should follow up at a specific time. It's easy to feel overwhelmed and confused in these situations.