Best Current Credit Card Sign Up Bonuses & Offers For November, 2024
Personal Cards
These cards are listed in order from absolute best to best (e.g the better cards are at the top). 
Chase Sapphire Preferred 70,000 Points + $300 Travel Credit – In Branch
This offer is available in branch only, or can get 60,000 points + $300 online or via referral links.
American Express Platinum 175,000
You might need to open in incognito mode to get the offer to show.
Chase British Airways: 100,000 Points
Normally this would either have a much higher $20,000 spend requirement or be for less points.
Chase Freedom Flex 10% Grocery Stores
Excellent 10% earn rate at Grocery Stores during the first year on up to $12,000 in spend. $1,200/120,000 max bonus possible.
Increased American Express Delta Offers (Up To 110,000 Miles)
Competitive offers but with Delta the bonuses tend to increase over time so I’d only recommend if you have a short to medium term need for the miles.
Barclays Aviator Red – 70,000 Miles
Doesn’t require any spend, just a single purchase.
Bank of America Sonesta 125,000 Points Offer
Points are worth 0.75¢ – 1.5¢ per point.
Citi Strata 75,000 Points
Requires $4,000 in spend, used to be called the Citi ThankYou Premier.
Cardless Qatar – Up To 80,000 Miles
Only really the 60,000 mile bonus worth considering due to the high annual fee on the other card.
American Express Gold 100,000 + $100
Offer doesn’t show up for everybody.
Wells Fargo Expedia One Key $600 OneKey Cash
Can’t apply directly but can check to see if you’re pre-approved and then apply.
Barclays Lufthansa Miles & More 80,000 Miles
Requires $3,000 in spend.
Barclays 70,000 Hawaiian Airlines
Only a single purchase required.
Bank of America Premium Rewards 60,000 Points + $100 Travel Credit
Card has an increased signup bonus of 60,000 points, worth $600 as a statement credit. In addition you get a $100 travel credit each calendar year – see what works for that credit here. Card has a $95 annual fee.
Bank of America Premium Rewards Elite 75,000 Points
Card has an increased signup bonus of 75,000 points, worth $750 as a statement credit. In addition you get $300 in airline incidental credits and $150 in lifestyle credits each calendar year. Card has a $550 annual fee.
Bank of America Alaska Airlines Card 75,000 Miles Offer + Companion Fare
Not as good as the 70,000 miles + $100 offer that was once offered.
Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
50,000 points after $5,000 in spend. Worth $600 in gift cards or $650 in flights
PenFed Pathfinder Rewards – 50,000 Points + $50
Card also comes with a $100 airline credit, honors members don’t have to pay any annual fee making the card worth keeping long term.
Fremont Bank Personal World Mastercard $500 Bonus
Only requires $5,000 in spend as well which is nice.
Barclays Silver Emirates 60,000 Miles
Gold card is 70,000 miles, but that has a huge $499 annual fee whereas the Silver card only has a $99 annual fee. Unfortunately not waived first year.
Hilton Honors Aspire Card – 175,000 points
Equal to the recent high on this bonus.
American Express Marriott Bonvoy Brilliant Cards 185,000 Points Signup Bonus & Bevy 155,000 Points Bonus
High annual fee, especially on the Brilliant card but with some useful benefits.
Wescom Credit Union – $500 Bonus – CA only
Only requires $2,500 in spend.
PNC Cash Unlimited $250
Card also earns 2% everywhere with no annual fee.
Citi Double Cash $200
No annual fee. $200 bonus after $1,500 spend within the first 6 months.
Wells Fargo Active Cash $200 Bonus
No annual fee. $200 bonus requires $1,500 spend within 6 months. A lot of people will find this card useful for the long haul, as well.
U.S. Bank Shopper Cash Rewards $250 Bonus
$95 annual fee is waived the first year. $250 cash signup bonus requires $2,000 spend within 120 days.
Citi Sears/SYW $225 Cash Bonus
Requires $1,500 in spend to get the full $225 bonus. No annual fee. Card also has frequent spend offers which are worthwhile.
Discover it – $100 + Double Cash Back
The sign up bonus on this card is low ($100 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (not including the $100 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.
Ridgewood Savings Bank $500 Bonus – NY & CT
Nice big bonus, spend of requirement of $5,000 is required. They also offer business cards now as well (see below)
American Express Delta Gold – 50,000 Miles + $400 Statement Credit
Has been as high as 70,000 miles + $200 statement credit or 90,000 miles. Some people will prefer the higher $400 statement credit offer.
American Express Blue Cash Preferred $300 + Waived Fee
Without a referral link the offer is for $250. With a referral link some people sometimes see $300. Annual fee is waived the first year with this offer. There is a $3,000 spend requirement.
Chase Aeroplan 100,000 Points
Requires a huge $20,000 in spend to get the full bonus unfortunately.
Schwab Investor Card from American Express $300
Requires $1,000 in spend. Previous best bonus was $200.
American Express Blue Cash Everyday $250
Requires $2,000 spend within 6 months for the $200/$250 bonus. No annual fee. The second link, above, gives $200 + 10% back on Dining up to $150 back.
Bank of America Personal Unlimited Cash Rewards $200 Bonus
No annual fee. $200 bonus requires $1,000 spend.
Citi Rewards+ 20,000 ThankYou Points
Requires $1,500 spend for the 20,000 bonus. No annual fee. Lots of people find the card worthwhile to have in the long term as well
Discover it Miles $100
Offer only available via a referral. The nice thing about this card is cash back earned is double the first year (unfortunately the sign up bonus doesn’t double), meaning this card earns 3% cash back on all purchases during that first year.
Chase Freedom Unlimited 3% Everywhere
Chase Freedom Unlimited card can get a bonus 1.5% back on up to $20,000 in spend everywhere during the first year. That’s 30,000 bonus points (worth $300 or more) if maxed out. Standard bonus on Freedom cards is $200. 5/24 does apply to this card, I’d recommend getting the higher value Chase bonuses first.
Citi Custom Cash – $200/20,000 Points
Get $200 or 20,000 ThankYou points with $1,500 spend. There’s also a branch offer for $300/30,000 points.
U.S. Bank Cash+ $200 Bonus
This is the highest bonus on this card, but previously the spend requirement was lower for the same $200 bonus.
Fidelity 2% Card $150 Bonus
$150 is as good as it comes on this card, there is a $1,500 spend requirement.
Sallie Mae (Accelerate & Evolve) $200
Requires $1,000 in spend and bonus can be worth more than $200 if redeemed against a student loan.
SoFi $200
The SoFi 2% card now comes with a $200 bonus via Credit Karma link. Requires $1,500 spend.
Citi AT&T Points Plus – $100 Cash Bonus
$100 cash signup bonus with $1,000 spend requirement.
Barclays Upromise $100 Bonus
Low $500 spend requirement.
Apple Card – $75 Cash Bonus
Easy $75 Daily Cash bonus when you make any purchase made within 30 days.
Business Card Bonuses
American Express Business Platinum 250,000 Points
Showing up for everybody via certain referral links.
American Express Business Gold 200,000 Points
Should now show for everybody when using certain referral links.
Chase Ink Unlimited 90,000 Points
Standard bonus is 70,000 points.
U.S. Bank Leverage Business Card $750
Has been as high as $1,000, but haven’t seen that offer in a long time.
Capital One Business Spark Cash Select – $750
$750 cash bonus with $6,000 spend requirement. No annual fee.
Capital One Business Spark Cash Plus – $2,000
$2,000 bonus requires $30,000 spend. $150 annual fee.
Capital One Business Spark Cash – $750
$750 bonus requires $7,500 spend. $95 is waived the first year.
Capital One Business Venture X – 150,000
150k bonus requires $30,000 spend. $395 annual fee.
Capital One Business Miles Select – 50,000 Miles
50,000 Miles bonus with $4,500 spend requirement. No annual fee.
Citi AAdvantage Business – 75,000 Miles
Requires $5,000 spend within 5 months to get the 75,000 bonus American Airlines miles. $99 annual fee is waived the first year.
TD Bank Business Solutions – $750
There’s a $250 signup bonus and 5% back, up to $500. Altogether, you end up with $750 after spending $10,000. No annual fee.
American Express Business Delta 70,000 Miles + $200
This requires a dummy booking to see this offer.
Chase Southwest Business Performance 80,000 Points
80,000 point bonus requires $5,000 in spend. $199 annual fee.
Bank of America Business Customized Cash Rewards $500 Bonus
No annual fee. $500 bonus requires $5,000 spend.
Bank of America Business Unlimited Cash Rewards $300 Bonus ($500)
No annual fee. $300 bonus requires $3,000 spend. There might still be a $500 version available via small business banker.
PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Nice big bonus, downside is that it requires spending $25,000 or more in the first three billing cycles.
AmaZing Business Credit Card $1,500 Bonus – CA, CO
Huge bonus but requires a huge spend of $50,000 for the full bonus.
Bank of America Travel/Cash Rewards Cards – $500
The Business Travel Rewards, Business Unlimited Cash Rewards, Business Customized Cash Rewards cards are all offering $500 or 50,000 bonus after $5,000 spend. Offer can be found in Bank of America app. Valid through 1/7/23.
Chase IHG Premier Business – 200,000 Points
Requires spend of $9,000.
U.S. Bank Triple Cash Rewards $750 Bonus
No annual fee and card also comes with a $100 software credit as well. Requires $6,000 spend within 180 days to get the bonus. Card also comes with 0% APR on purchases for 12 months.
Hilton Honors Business Card – 175,000 points
As high as this bonus has been recently.
Ridgewood Savings Bank $500 Bonus – NY & CT
Requires $5,000 in spend, they also have a personal credit card offering the same bonus.
American Express Blue Business Cash $500 Bonus
Deal requires $15,000 in total spending for the full bonus, but the upside is that this card earns 2% cash back on up to $50,000 annually.
Huntington Business Voice $150 Bonus + 8% Categories
This offer is for $150, but you also get 8% in select categories for the first 60 days.
Regions Bank – $200 (Many States)
Easy $200 bonus with low $1,000 spend requirement. Available in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.
1st Source Bank Smart Business Rewards $200 – IN, MI
Only a $200 bonus, but only requires $500 in spend.
FNBO Evergreen Business Card $200/$300 Bonus
Card has a $200 bonus but you might be able to get $300 by checking for pre-qualified offers.
YMMV/Targeted Offers
We’ve decided to create a new section for YMMV or targeted offers. These are all great offers, but they either require being targeted or have some other restriction in place. We haven’t listed offers that are only available in certain states, those will still be listed above
American Express Blue Business Cash $750/$500
Some people get an offer on the American Express Blue Business Plus card for $750 after $15,000 spend. There’s also a call-in offer for $500 with a lower $5,000 spend requirement. No annual fee.
American Express Blue Business Plus 75,000 Points
Some people get an offer on the American Express Blue Business Plus card for 75,000 points after $15,000 spend. No annual fee.
AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
Standard bonus is 10,000 points. We’ve seen the 25,000 point offer via incognito mode for some time but the 0% APY + $0 BT fee offer is new. Could be using for floating money to put into a high yield savings account.
Various American Express Delta Offers – No Lifetime Language
It’s currently possible to get up to 75,000 miles and up to $200 in statement credits on the American Express Delta co-branded cards. These offers don’t have the lifetime language present, meaning you’re eligible for the bonus even if you’ve had that specific card before.
American Express Hilton Surpass 200,000 Points
This is the highest bonus we’ve seen on this card.
American Express Business Gold 35,000 Point Offer – No Lifetime Language
Relatively weak offer, really only worth considering due to the fact that it has no lifetime language.
Navy Federal (NFCU) Flagship 40,000 & Amazon Prime
Military members and their families are eligible.
Navy Federal (NFCU) cashRewards $300 & Walmart+ Membership
Military members and their families are eligible.
Not On List
This section explains why some popular cards/offers aren’t listed.
  • None currently 
Recent Changes
I thought it would be useful to list when and why I make changes here.
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Jackie Lavielle
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Best Current Credit Card Sign Up Bonuses & Offers For November, 2024
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